Insurance Lapse Inquiry Service

If we are unable to process your transaction after a review of your full document packet, a full refund may be provided depending on the circumstances and is at the sole discretion of DMVSTOP. Refunds are not provided if you fail to send us the requested documents, valid insurance, valid driver license images, valid title without alterations or damage, or any other reason that is out of our control including if you request the transaction to be cancelled before or after we are in receipt of your paperwork. A partial service fee credit will be provided if you wish to cancel your transaction and is good up to 1 year from your initial order date. Credit/debit card processing fees are also non-refundable if charged. If a refund is provided, it will be in the form of a check or refund to your credit/debit card or other source if paid using a digital method like venmo, cashapp or zelle. Refunds can take up to 7 business days to show on your account.

All transactions are sent out to DMV on the next business day after receipt of all documents and the title will be mailed to your address on file within 4 to 6 weeks depending on the NYS DMV Title Bureaus volume for that given time period. Although unlikely, it can take as long as 12 weeks or more for a title to be processed and received at your address. We have no control over this time.

By using this service, you agree to pay the convenience fee, depending on what service speed you selected, and additionally you agree to pay the taxes due depending on what amount of money you paid for the vehicle. Furthermore, you also agree to pay the registration fee, which may be less or more than what was quoted. You also certify that you and no one else is filling out this form and requesting this service, and that the license provided, title, and any other pertinent documents not covered by the aforementioned are true and legitimate. Any false or fraudulent statement on this application is illegal and constitutes fraud and is punishable with both civil and criminal penalties. You also understand that we are NOT the DMV but a DMV service and charge a convenience fee for our service.By clicking the "Submit" button, you agree to be bound by the terms of this agreement. There is $50 base fee for all transactions whether successfully processed or not. You also acknowledge that DMVSTOP in no way warrants the paperwork you submit to us for this type of application. We submit the documents as you provide and do not guarantee any results. Additionally, you also agree that DMVSTOP in no way guarantees delivery of your plates, registration document or any other documents for a transaction that you solicited through our website. We use a third party shipping carrier, FedEx, to provide on time and traceable shipments and do our best to communicate with you on confirmed shipping addresses. None of our shipments are sent with signature requirements unless specifically requested and such a request must be approved. In the event your item is lost in transit, DMVSTOP reserves the right to charge you once again for the service in full depending on the circumstances. Some transactions cannot be resubmitted and will require alternative means to resolve. DMVSTOP does not nor does it warrant the delivery services offered by FedEx or any of its subsidiaries or contractors. We do not guarantee delivery of any items. Once FedEx is in possession of your shipment, they and they alone are responsible for its delivery to the address you provided at checkout.For NYS Customers, THIS TRANSACTION OR SERVICE IS ALSO AVAILABLE, AT NO ADDITIONAL CHARGE, DIRECTLY FROM THE OFFICIAL DEPARTMENT OF MOTOR VEHICLES WEBSITE AT WWW.DMV.NY.GOV